Hay/Truck fire cause found

I moved the truck this morning and looked it over.
Behind the right rear wheel was something that looked like a plastic mud flap. I did not recall that the truck had mud flaps so I checked further. It must be a mud guard that was up behind the rear wheel under the bed. It had become detached and the way it is formed I can tell it was riding up on the tire. It is black plastic but there is red plastic goop stuck to the side of the bed where molten plastic had landed. The way the hay was loaded bales were sticking way out the side and some of this goop must have been thrown up into the hay. The good news is State Farm says we have 0 deductible Comprehensive and it is covered. They are going to send and adjuster out from the burn unit to look at it and make us an offer. I have told them I want to retain the truck and either fix it myself or salvage it. They have been real nice so far. It doesn't look too bad to fix. The tanks are intact but all the fuel lines and hoses burnt up and it looks like the heat took the temper out of the spring on one side.
 
Hope everything works out ok on your claim. I also have State Farm for my house, and auto . They seam real fair I have been with them over 25 years. Stan
 
(quoted from post at 11:56:44 01/31/12) I moved the truck this morning and looked it over.
Behind the right rear wheel was something that looked like a plastic mud flap. I did not recall that the truck had mud flaps so I checked further. It must be a mud guard that was up behind the rear wheel under the bed. It had become detached and the way it is formed I can tell it was riding up on the tire. It is black plastic but there is red plastic goop stuck to the side of the bed where molten plastic had landed. The way the hay was loaded bales were sticking way out the side and some of this goop must have been thrown up into the hay. The good news is State Farm says we have 0 deductible Comprehensive and it is covered. They are going to send and adjuster out from the burn unit to look at it and make us an offer. I have told them I want to retain the truck and either fix it myself or salvage it. They have been real nice so far. It doesn't look too bad to fix. The tanks are intact but all the fuel lines and hoses burnt up and it looks like the heat took the temper out of the spring on one side.

Hopefully the heat didn't take the temper out of the frame on that side also. I'd be a bit cautious about wanting to rebuild it.

We had a hay wagon burn up in a similar way. Thought we could at least salvage the wheel rims to use as spares on the other wagons on the farm, but the first time we mounted one of those wheels on a wagon and then loaded the wagon with shelled corn, we didn't even make it out of the field before that wheel just sort of folded up like a pretzel.
 
The heat and frame - well it not worth rebuilding a fire vehicle such as yours. Insurance with let you keep it a lesser settlement. I have found a damaged vehicle is always damaged no matter who rebuilds.
 
(quoted from post at 17:12:08 01/31/12) I am concerned about the frame, it looks like it took the temper out of the spring on one side.

If it ruined the spring then the frame, axle tube and rim all got hot.
 
A friend of mine was hauling a goose neck load of straw to Lexington, Ky. When he got in front of the airport, cars were telling him to stop. The straw was on fire and the FD from the airport came around to put it out. It ruined the axles before they got it completely out, so he told them to let it burn for practice and they did.
 
We have State farm here too and they have always been fair at least to me in my limited dealings with them. We are currently still working on settling out on the damage froma hail storm in August, I am the one drawing it out not them. Their origional estimate was kind of the bottom one at about $20k. After getting and submitting bids they paid up the price for everything, even if the bid was higher, so far, even though we are about at $40k now and haven't done the deck or 2 shed roofs yet. Good luck sorry to hear about the fire.
 

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