last week had a fire lost tractor and haybine why don,t dealer like deere case so on do not have a buyer deal when some thing like this happen to some one like if you buy back or up grade from what you had it not like you plan this to happen or even low rates on you note if you buy from them you would think this would be plus to them and to the dealer you work with your inc com. will pay for some of it but it will not pay for all of it like in my case I have to buy two thing at ones
- Thread starter jbk
- Start date
You are not overly clear on your situation. How old is the tractor and haybine? When you say that the dealer "should" have some kind of deal to cover your hardship is it because they owe you something? Was your equipment adequately insured? If you need something new due to amount of acreage then you need to think about financing what the insurance does not cover. If not then find something that the insurance will pay for in full and then live with it. Review your insurance coverage going forward.
Heat Houser
Member
If they had special deals for fire, you wouldn't be able to see from all the smoke that would be happening when people want to upgrade at the cheapest possible cost. People would light their old stuff on fire.
You need to protect yourself from loss via insurance or assume all the risk on your own. Dealers are a for profit business, as are farmers, and are not engaged in philanthropy.
You need to protect yourself from loss via insurance or assume all the risk on your own. Dealers are a for profit business, as are farmers, and are not engaged in philanthropy.
tractor less then 5000 hr less then 20 yr old what I was saying I or you been buy thing from them for years in my case 40yr it would have to be done on a case buy case deal I would think it would be a plus selling point for them lets say you had a combine and it 150.000 you had a fire you need a combine now not two weeks from now but dealer only had bigger ones for sell your inc is not going to pay for your up grade you are this is when it would come in play you been working with them for the past 40yr this would be a way for the com. to thank you for working with them in time of need
Sorry you had a fire but it's not the dealers problem. His problem is keeping the doors open. Want charity? Go talk to your preacher who's been putting the touch on you for money sense you were a kid. They are the folks with one hand out wanting your money preaching charity at the same time.
Rick
Rick
teddy52food
Well-known Member
Put yourself in the dealers shoes & think about it. Did you have any or enough insurance?
Traditional Farmer
Well-known Member
- Location
- Virginia
Since they know you gotta have a tractor you're lucky they didn't charge you extra.
notjustair
Well-known Member
In this case I probably could have gotten a pretty good deal. I have all Deere field tractors and go to them for all of my tractor needs. They are really the only show in town and surrounding towns. I see them at least once a week during the summer for something. Heck, not that long ago I was in there talking to a tech and the owner walked through and drug me to lunch with him. If I walked in there mad as a hornet with that situation you better bet they would find the tractor I wanted pronto. In the meantime they would find one I could use. Loyalty works both ways in this situation. Your loyalty to a dealership over the years is paid back in an hour's worth of loyalty by them. That means a lot.
you are going to pay market cost for what ever you need but if it cost say 20 to 30 000 more then what you inc going to pay and if you would up date some and you take out loan to do so I would think not the dealer but the mother com. cut your rate down some like if it going to be 5.9 or 6,9 cut it down to say 1.9 or .9 to show that they do want you to stay with them
Ok...just wondering what the actual complaint is.
You have a machinery retailer, who has a product someone needs, when they need it. They intend to sell that product at retail, or fairly close, because that'a how they afford to pay the help and keep the lights on and the doors open.
And you apparently need the product that the retailer has.
Would the situation be any different if, for example, your oil drain plug fell out and ruined your engine? Slightly; because it's hard to get insurance for mechanical mishaps, but insurance companies sell fire insurance almost every day. If you failed to purchase fire insurance, or are underinsured, that's not the dealer's fault.
You didn't say where you live, so I don't know how many dealers there are around you. Since you mentioned both Deere and Case, it sounds like there may be more than one. If that's true, you don't have to take the first deal you find.
Let's just assume it was your toaster that died, and not your tractor and haybine. Would you expect Target or Wal-Mart to cut you a deal on a toaster, simply because you had some bad luck? Yes, the dollar amounts are different, but the principle is the same.
Or if you're driving down a rural stretch of interstate highway, and your car suddenly catches fire and burns to the ground before the fire department arrives. Should the Chevy dealer cut his price simply because you had a misfortune?
I guess I simply don't understand what your point is.
You have a machinery retailer, who has a product someone needs, when they need it. They intend to sell that product at retail, or fairly close, because that'a how they afford to pay the help and keep the lights on and the doors open.
And you apparently need the product that the retailer has.
Would the situation be any different if, for example, your oil drain plug fell out and ruined your engine? Slightly; because it's hard to get insurance for mechanical mishaps, but insurance companies sell fire insurance almost every day. If you failed to purchase fire insurance, or are underinsured, that's not the dealer's fault.
You didn't say where you live, so I don't know how many dealers there are around you. Since you mentioned both Deere and Case, it sounds like there may be more than one. If that's true, you don't have to take the first deal you find.
Let's just assume it was your toaster that died, and not your tractor and haybine. Would you expect Target or Wal-Mart to cut you a deal on a toaster, simply because you had some bad luck? Yes, the dollar amounts are different, but the principle is the same.
Or if you're driving down a rural stretch of interstate highway, and your car suddenly catches fire and burns to the ground before the fire department arrives. Should the Chevy dealer cut his price simply because you had a misfortune?
I guess I simply don't understand what your point is.
i had a bad fire last sep lost all 3 big tractors all my hay eq and more no nsurance had to eather quit or get more equipment . i found almost all equipment dealers helpiful. boone tractor outa virginia and here in wv being most helpiful thay went out of there way if find eq and didnt galge me on the price whitch was more than fair. if your close to virginias there good people. last get insurence on that eq and hope u never need it think about it boys 20 years of paying insurence wouldnt hardly get you a lawn mower money well spent if you ever need it. thanks wes
1948CaseVAI
Well-known Member
I do not understand why you think you should get a discount. Everyone gets bad breaks from time to time but most people don't expect others to shoulder their load. Dealer will not discount a new truck if some moron hits mine and totals it.
NoNewParts
Member
life happens.
treat it just like any other new purchase.
consider the insurance payout as the trade-in value of your
tractor. no different than if you drove it to the dealer and he said he would give you that amount for it.
Then don't dwell on it. What's done is done.
I've bought 3 new tractors from the same dealer. They treat me well, and the owner is a friend.
But at purchase time, on opposite sides of the desk, he knows there is no loyalty to his dealership or brand he sells.
It's money, just business.
I will get the best deal there or go elsewhere.
He knows this and makes sure I get the best deal.....there.
treat it just like any other new purchase.
consider the insurance payout as the trade-in value of your
tractor. no different than if you drove it to the dealer and he said he would give you that amount for it.
Then don't dwell on it. What's done is done.
I've bought 3 new tractors from the same dealer. They treat me well, and the owner is a friend.
But at purchase time, on opposite sides of the desk, he knows there is no loyalty to his dealership or brand he sells.
It's money, just business.
I will get the best deal there or go elsewhere.
He knows this and makes sure I get the best deal.....there.
fixerupper
Well-known Member
A kind hearted dealer might temporarily rent you a machine to get the present job at hand done. But the dealer is not a charity. The dealer is there to sell and trade equipment only. If the dealer happens to be connected with a scrap yard and can part out the charred equipment he might take It in as a trade but there are very few dealers like that.
Ultradog MN
Well-known Member
- Location
- Twin Cities
If you learned to use better sentence structure, capitalization and punctuation in your posts you would be better understood.
1948CaseVAI
Well-known Member
I just had one more thought then I will stop beating this horse... I was thinking a while ago about your post then it dawned on me that there are several posters here who are (or their spouse or other family) fighting deadly disease. Your post jogged me into thinking once again how thankful I am to have my health back, and although I am sorry you lost equipment, you didn't lose a wife or child. I'll bet there are many here who would trade places with you.
Not beating up on the original poster - I need the reminder myself.
Most buyers would want to choose their own insurance and would not want the dealer's insurance unless it was almost free.
Arson would be a very high risk for the dealer. In a bad crop year there could be a lot of "accidental" fires if too many buyers can't make their payments and need to find an easy way to get out of their purchases. Because of the arson risk, insurance rates would probably be higher for the dealer than for the individual buyers.
FYI, your post is difficult to read.
Arson would be a very high risk for the dealer. In a bad crop year there could be a lot of "accidental" fires if too many buyers can't make their payments and need to find an easy way to get out of their purchases. Because of the arson risk, insurance rates would probably be higher for the dealer than for the individual buyers.
FYI, your post is difficult to read.
Texasmark1
Well-known Member
When I see stuff like this I just blow on by to the next one. Don't bother trying to interpret it. When I post I know my writings are not paragraph specific. They are a few lines spaced one line from a few more that are easily read and followed from the right (eyeball carriage back to the left margin) and onto the next line. Since I can follow it easily, I figure others can too.
jimg.allentown
Well-known Member
If I read this right (not an easy or simple task), you expect the dealer to loan you larger equipment because that is what he has on hand while you wait for the smaller one that you really need/want to come in???
THINK. Now that new big combine is a USED big combine. You would have devalued the dealer's merchandise for your own personal gain. Who, then, would pay for the loss of value of the loaned equipment?? What you ask is simply not reasonable.
While I sympathize for your loss, it is time to MAN UP and deal with your own problems without expecting others to subsidize you at their own expense and loss.
THINK. Now that new big combine is a USED big combine. You would have devalued the dealer's merchandise for your own personal gain. Who, then, would pay for the loss of value of the loaned equipment?? What you ask is simply not reasonable.
While I sympathize for your loss, it is time to MAN UP and deal with your own problems without expecting others to subsidize you at their own expense and loss.
MarkB_MI
Well-known Member
- Location
- Motown USA
Sorry to hear about your loss, but you won't get much sympathy here. It's not the responsibility of the dealer to compensate for your lack of adequate insurance. If he wants to help out, fine, but by definition "charity" is optional on the part of the giver. Half the people who walk through the dealer's door have a hard luck story, and the rest have some other excuse why they shouldn't pay full price.
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