I'll bet the "negotiated" rate that your insurance company pays is cheaper than the "discounted" rate charged the uninsured.
The whole thing with insurance billing is a bit of a joke. Hospitals inflate their charges by 200 percent or more, knowing that insurance will only allow a third of their charges. When I had knee arthoscopy, the hospital charged for three operations on one knee. The insurance company disallowed two of the three. So did the hospital overbill, or did the insurance company underpay?
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Today's Featured Article - Gatherin of the Orange - by Rick Nikolich. In July of 1998 I was talking to fellow Allis Chalmers collector Mike Schilling about the annual "Gathering of The Orange" AC show coming up in August of 1999. He got this wild idea that we should get a convoy of AC tractors and drive them from Charlotte, Michigan 105 miles to LaGrange, Indiana.
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