I actually got more years ago than I have today. Most banks will not leave an account open if you bounce many checks any more. So that usually just leaves the guys that are out to really crook you. I usually don't take checks from anyone very far away. I have some guys that I have dealt with for years that I still take out of state checks on but that is about it. Even if it is a certified check if it is very far from here I call the bank that issued it and verify that it is a real check. If you are far away and want to come out of normal business hours then bring CASH.
As far as bad check go. Just last year a local farmer had his close out sale. He chose a local auctioneer that usually did house hold stuff but was cheaper than the usual farm auction guys. The first big cost was a poorly ran auction that had the high dollar items selling very late in the day. It was snowing all day long and real miserable. He did not get to the big equipment until after 4:00 PM. Then the biggest cost was that he did not asked for photo id on any one. Plus took large out of state checks with out verifying they here real. Two guys claiming to be from MN bought his JD 9650 combine and his JD 8330 tractor. They had a cashiers check for $200K and wrote a personal check for the difference. They loaded the equipment that night after the sale in the snow and dark. That in itself was suspicious. Then they went east on the four lane rather than north like they would if they where going to MN. BOTH of the checks where phony. The bank they where on did not even exist. They where all computer printed to look real.
This was two years ago this Nov. The insurance company, Farmer, and the auctioneer are still arguing over who is out the money. The real bad thing is the farmer has failing health that had made him sell out to start with. The worry of all of this can't be helping his health.
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Today's Featured Article - Chores - by Frank Young. The ceaseless passing of time! It is at once our friend and our enemy. It measures our progress and it makes us old. Like most features of our life, few things are all good or all bad, and most such judgments depend on our own perspective or viewpoint. In our particular hobby, we enjoy the nostalgic return to the days of our youth as we recreate many of the scenes that took place on the family farm that served as the stage for the first few acts of the play that is our live
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