Insurance is a regulated industry. Why? To try to require some amount of fiscal responsibility at the insurance company, so they don't lose the money or spend the money or steal the money....so there is still some money there when your claim comes due.
Perhaps there was an actual insurance policy behind this, but if it was just a service contract with a funeral home there is no way to be sure that they will still be in business when you pass away. My home town has had 5 different Funeral Dirctors in my lifetime.
It is like a 50 year warranty with a roofing company! What are the odds that Joe the roofer will still be roofing in 30 years?
There are reasons why we need rules, laws and regulations in our society.
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Today's Featured Article - Gatherin of the Orange - by Rick Nikolich. In July of 1998 I was talking to fellow Allis Chalmers collector Mike Schilling about the annual "Gathering of The Orange" AC show coming up in August of 1999. He got this wild idea that we should get a convoy of AC tractors and drive them from Charlotte, Michigan 105 miles to LaGrange, Indiana.
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