Posted by rrlund on February 06, 2014 at 09:20:10 from (162.250.26.204):
I went to the office this morning and asked the agent what my options were on getting that $8000 piece of plastic fixed. First off,she was as stunned as I was. I took Glennster and RLA's replies with me as evidence. She said that they don't handle such things through the agent anymore,only through the claims department,but had advice. She said that since the place I took it was a State Farm First Choice Authorized shop and they told me to take it there,and it was not an at fault accident,that if I took it there and had them fix it State Farm would pay for it,no deductible,no questions asked even if it was unbelievably outrageous. I asked about other options. She said that since I had glennsters estimate and rla's parts price list,if I didn't want to rip off State Farm,take it someplace else for another estimate,they'd still pay it with no deductible. She said there probably wasn't much chance they'd total it. Said an adjuster would have to come out and look at it and make the determination,but if it was just broken plastic,not likely. The option would be to get a realistic estimate and they'd pay me that and I could either drive it like it is,sell it as is,of get the parts and fix it myself,but any way I did it,they'd pay me that estimate if the adjuster thought it was reasonable.
What I took away was that it's a sweet gig being a State Farm First Choice Authorized Body Shop. Apparently you can charge twice what a vehicle is worth to repair $1500 worth of damage and get paid,no questions asked.
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