Decades ago I was comparing my check book to bank statements, and they just didn't jive but I couldn't figure it out. I always enter my checks, subtract, balance and just couldn't figure it out. For some reason the bank statement said that I had a few hundred more than I showed, and it went on for several months. I couldn't figure it out, so finally gave in and credited myself the few hundred...and then used it. A month or two later I got an overdrawn notice from my bank, and by the time I got the statement, they ran the check through for the second time. My overdraw fees were $50, and worst of all? The few hundred that didn't balance was a check to the IRS for underpayment at tax time and believe it or not they took their sweet time cashing it. Holy cow. I bounced a check to of all people, the IRS. I was out a $100 for back to back overdrafts, I owed a penalty to the IRS for underpayment and then late payment because they demanded a certified or bankers check because I became untrustworthy.
If you balance you check book and know that you're correct, you probably are. And if you're going to screw around and bounce a check, accidentally, of all people, not the IRS. Do NOT bounce a check to the IRS.
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Today's Featured Article - The 8N and the Fox - by Zane Sherman. Dec. 13 1998, Renfroe, Alabama. Last niht I dreamed about the day that I plowed the field of about 10 acres over on what Jimmy and Dandy called the Ledbetter field. I was driving the 1948 8N Ford tractor that Jimmy bought in 48 new This was prebably in about 1951 and maybe even befor the house was built. This would have made me to be about16 years old and I drove the tractor for nothing and would have paid to drive it if I had had any money which I didn't, but neit
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