I don't know if it works the same everywhere else, but around here they have a saying- "If you owe the bank $10K, the bank owns you. If you owe the bank $1 million, you own the bank." What I've seen is the small guys getting shut out and the big guys coming in and buying them with borrowed money from banks that have a vested interest in seeing them succeed. The BTO with a corp or LLC has limited exposure vs the smaller guy that's been trying to build on a shoestring where it's all in his name, and we have quite a lot of those folks around here. Maybe it's different elsewhere, but the BTOs here are pretty well protected from what I've seen.
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Today's Featured Article - Chores - by Frank Young. The ceaseless passing of time! It is at once our friend and our enemy. It measures our progress and it makes us old. Like most features of our life, few things are all good or all bad, and most such judgments depend on our own perspective or viewpoint. In our particular hobby, we enjoy the nostalgic return to the days of our youth as we recreate many of the scenes that took place on the family farm that served as the stage for the first few acts of the play that is our live
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