Different companies use different criteria for a total but most are in this ball park. About 80% is the magic number. If damages and the value of the vehicle to a scrap yard combined reach 80% of the value it's a total. So a vehicle that the book says is worth 10 dollars has damages worth 4 dollars ( that the company would have to pay) and a scrapper will pay 4 dollars it's a total. Damages don't have to equal or exceed the value of the vehicle.
AS far as the airbags are concerned. Each company has it's own policies on that. Most will only pay for new airbags. Plus if they insist on replacing them and in a subsequent accident they fail they can be held liable by the courts. That is why some companies automatically total a vehicle that's airbags have deployed.
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Today's Featured Article - Gatherin of the Orange - by Rick Nikolich. In July of 1998 I was talking to fellow Allis Chalmers collector Mike Schilling about the annual "Gathering of The Orange" AC show coming up in August of 1999. He got this wild idea that we should get a convoy of AC tractors and drive them from Charlotte, Michigan 105 miles to LaGrange, Indiana.
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