Posted by caleb on January 31, 2008 at 12:45:19 from (75.111.128.171):
Okay heres all the details. Its a 2006 Mobile home on 6.5 acres with a 30x12 horse barn. There are nice trees on the property. She was asking 165 and we offered 160 because that was what we would have liked to get it for. She wouldnt budge from 165 at the time so we said okay thinking that the appraisal would be okay. It appraised at 155 in part because its a trailer, they valued the land at 58000. The bank wont loan us more than 90% of 150 which is to cover their tail I guess. We have about 15% down money. If we buy for 165 there goes our downpayment. This lady wouldnt take our offer of 160 even after the appraisal. So then today I have found 10 acres 10 more miles out of town(thats a plus to me) for 58000 and palm harbor has discounted a trailer that has 400 more sq ft to 85,000. So i can get a new house, more land, and less taxes for close to the same.. What would you do? Like yall have said its been on the market this long Im not the only one that wont pay her price. I screwed up and ordered the appraisals and the inpections out of pure haste and I learned from it. I should have just got an appraisal and gone from there. This has been a very good life lesson. Another note is that Im aware that a trailer depreciates but I plan on moving the trailer to the big parcel of land that I plan to purchase in about 10 years and using it as an office and guest house. Therefore Im not worried about it losing value because I wont be resaling it. Thanks for all the good words and sorry I didnt write all this last night. Caleb
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Today's Featured Article - Talk of the Town: The Saga of Grandpa's Tractor - by The following saga is from the Tractor Talk Discussion Forum. Someone. The saga starts with the following message: Hey guys I have a decision to make. I know what you all will probably suggest and it will probably agree with me way down inside, but here it is. I have a picture blown up and framed in my "tractor room" of a Farmall M. It was my Grandpa's tractor, of which whom I never got to meet. He froze to death getting this tractor out of the barn to pull a truck out of the ditch before I was born. Anyway my dad and aunt had to sell it at the auction,
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