I don't know what the gas/electric rates are in your area, but in NWMO, propane is cheaper then electricity, and if she isn't in a rural area, I would think natural gas would be available and cheaper than propane. Some utility companies will give you a reduced rate if you are using electricity for heat, but the amount and time the discount applies varies widely. As far as a heat pump goes, I would think the outside temperature would be low enough to make the extra cost a bad investment, unless you are talking a ground source heat pump, which is expensive to install. Standard heat pumps loose efficiency rapidly below 35 degrees or so, and are not worth operating at all below 30 degrees. I would suggest putting a pen to paper and see what works out best in her particular situation, and don't forget to calculate how long it will take to recoup the costs of the service panel upgrade and extra heat pump cost. If this contractor won't listen to your concerns, find another one with references.
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Today's Featured Article - Chores - by Frank Young. The ceaseless passing of time! It is at once our friend and our enemy. It measures our progress and it makes us old. Like most features of our life, few things are all good or all bad, and most such judgments depend on our own perspective or viewpoint. In our particular hobby, we enjoy the nostalgic return to the days of our youth as we recreate many of the scenes that took place on the family farm that served as the stage for the first few acts of the play that is our live
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