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When did cash become a problem?

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dej(jed)

09-10-2007 05:00:49




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Has anyone seen the ad on TV where everyone in a cashiers line is POed because the guy is paying cash? It is for some credit card company. Yesterday at TSC I got behind a couple of people paying with credit cards. One was returning an item and another was exchanging an item. I stood there for 15 minutes while the clerk filled out this form and that form. After that they had to call a manager for approval. After the first one the manager left and had to be recalled for the next guy. What a d** joke! When I finally got my turn it took one minute. Is it my impatience and age showing? It seems like at every store you go into these there are always register issues.

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cj3b_jeep

09-11-2007 05:25:30




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
I tend to use cash when I can, but always use a debit card for gas so I don't have to go inside. Usually, anything over $40 I'l use the debit. Those commercials do get me, cash is always faster than debit/credit. Most of the people I work with ever have cash on them at all.



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1936

09-10-2007 18:42:51




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
The best is that McD will take plastic for any amount. Must be making a killing when you pay with cash.

They also have two grades of coffee. In the gas stations that have McD. Have lobby coffee which is hot brown water or coffee from behind the counter which their regular strenght. When I asked about the weak coffee I was told to ask for the coffee from behind the counter. This was explained in English which is rare item at McD.
The banks give points to your account when you use your cash card so you can get a trip around the world with a zillion points. They want no paper is the system.
No dealership will take checks for anything.
The banks will pen mark large bills so that tells me a very large amount of funny money is floating in the system.
Using plastic is plainless until the end of the month.
Bankers handing out loans knowning good and will the poor saps with a sub prime house note will crash and burn when the interest moves up a few points. The fall out in the markets is just starting to kill the 401's and in the next year one million more sub prime loans are fixed to move up.
Juice loans are not legal on the street.
The one behind the counter at TSC is the 7 dollar wage bracket and could give a rats about the correct price or correct change. Oh yes with more wire sticking out from various parts of their body than a barb wire gap.
Nuff said..... ..

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730virgil

09-10-2007 15:46:28




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
wally world and a few other places have got so you don't need to write out check anymore so i use debit card or cash. i don't like credit cards. won't use them unless i have to. some places around here won't take debit cards to get gas at self serve pumps.



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Bob

09-10-2007 16:17:12




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 Re: When did cash become a problem? in reply to 730virgil, 09-10-2007 15:46:28  
If you don't like credit cards, WHY are you using a debit card? There's less protection for you than with a credit card, and they expose your bank account to getting drained by fraudsters.



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olddog

09-10-2007 14:53:06




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
Wife & I stopped @ Hoss' Steak & Seafood as 2d choice fer lunch yesterday. We did our thing and as we were finishing up I noticed a line forming back around the corner. We went to cut thru the line to get to the checkout register when we noticed that WAS the line for the checkout register. FOUR computers and four kids scratching their butts with DUH looks. White haired fella comes out, goes ta the register, punches few buttons, stops, goes the the incoming line register, does the same and as well as two other registers there, leaves for the back room. By now, there's probably 12-15 people in each line. At the head of the checkout was a guy tapping his CC patiently on the counter. One of the guys in front of us went up to the kid, handed him $20 anna $10 points to the bill, sez "Keep the change" and the kid still didn't know what to do. Sez, "Register won't open". Guy puts bill and money on the register shelf and walks. Wife & i started scrounging, came up with exact change (We'd already tipped @ table) and i walked up and showed the bill to the kid, counted out the money and he was ready to say wait for the manager, but we walked. As we were leaving, one of the older waitresses came out with actual PEN AND PAPER and was trying to show the kids what to do. IF sumbuddy ever pullz de plug on a large scale, BOY is todays kidz ever in deep do do!

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bva

09-10-2007 14:46:59




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  

Me and wife pay for most everything with a card. Get them air miles. Just went to SD to see the Presidents and Crazy Horse on air miles. I saw the commercial you speak of and it was irritating. Went to Lowes yesterday to get paint and check price on two other items. From parkin lot and back to parkin lot 8 minutes and I never stopped walkin



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Lanse

09-10-2007 14:34:51




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
had a similar experience at TSC. Returning a battery, was filling out the form (you have to for any return, cash or credit) and at least I let two people with a handful of things go in front of me. Some third guy with a cartful of garden stuff cuts in and takes a few minuites for the line to go through. Two people took about 45 seconds each. Third guy took sevral minuites. Well, first guy did have a pretty hot daughter, so I guess it was worth it!!

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redtom

09-10-2007 14:33:50




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
3/4 of the problem is TSC stores. IMHO they suck. I won't go there. They have just enough of each product line to NOT have what you need. And if they do have it, the rack is empty. the other 1/4 I'm with Elliot.



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John M

09-10-2007 13:54:27




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
Look at whats behind the counter!



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midwest redneck

09-10-2007 13:36:10




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
It is the credit card companies that make 3% off each purchase and try to convince the stupid that cash is more time consuming then credit cards at the cash register. The credit card companies are legalized loan sharks, plain and simple.

I hate them. When in doubt always pay cash, and when you know for sure, pay cash. *crew you citibank.



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Mathias NY

09-10-2007 12:30:41




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
I have had a similar experience with TSC. Now when I return something I wait until I need to buy something else (it doesn't take long) and claim to have lost my receipt. All they seem to do in this case is scan in the item, and deduct it off the new purchase. I may have to sign something that says I returned an item, but its pretty painless.



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rrlund

09-10-2007 12:25:29




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
I always have change in my pocket and stand there and count it out to make CORRECT change if I can. Pi$$s people off behind me,but the same ones,if they get ahead of me,will want lottery tickets,cigarettes,last nights lottery numbers,directions to the next town,you name it.



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Mike M

09-10-2007 11:50:51




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
CASH has always been a problem ? Having enough of it that is !!!!! LOL



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David in Wales

09-10-2007 10:57:42




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 Paying for stuff in England in reply to dej(jed), 09-10-2007 05:00:49  
Over here recently many of the larger national stores have stopped accepting checks. They prefer credit or debit cards, and some dont like taking cash. Its too easy to pay by plastic, and many dont realise how much they are spending.
Is this why England has the highest rate of personal debt in the World?
To prevent "money laundering" now its impossible to pay for anything with cash over $14,000. That applies to vehicles from dealers and even the auctioneers at sales enforce this rule.
If you buy a house or deposit large sums of money in a bank or savings institution you have to prove to the government where the money came from!
If we were younger we would be looking to emigrate to another Country.It aint good here any more!
David

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INCase

09-10-2007 13:32:05




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 Re: Paying for stuff in England in reply to David in Wales, 09-10-2007 10:57:42  
I thought the US was bad for personal debt. We have a -2% savings rate in this country. We personally try to use cash for everything we purchase in person. We"ve been at the store when the computers have gone wrong and only people with cash (only 2 of us out of 20) could go ahead and check out while everyone waited for the computers to reboot. note: I always get a recept for gas when paying with cash. too many drive-offs and I don"t want to be counted as one of them.

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Arizona Bob

09-10-2007 10:23:52




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
Yeah, its irritating. Sometimes when I finally get to the cashier I'll ask, "do you take cash on this register?" Interesting answers: Hardly ever; Let me check with the manager; What's that.

Maybe we need separate lines for Cash, Checks, and Credit Cards.

Remember, you vote with your dollars.

Bob



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soundguy

09-10-2007 11:06:02




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 Re: When did cash become a problem? in reply to Arizona Bob, 09-10-2007 10:23:52  
AZ-bob.. I've bene there. That is.. in stores with some lines that ONLY took atm/debit/credit cards.

Imho.. had the cash customer been returning an item.. it would have taken just about as long.. TSC has that long form to fill out on a return.. it gets everybody.. not just the credit purchasers.

Soundguy



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Jonfarmer

09-10-2007 09:21:57




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
If I was running a convienience store or something like that, I would rather not take cash. The reason being robberies are so common on places that take in a lot of cash now, but if it was all credit or debit cards, then thieves couldn't get it and those folks would be safer if theives knew there was no cash. I don't see debit cards as a whole lot faster, but it is more convieniet to pay for gas at the pump. Perhaps doing away with cash would also solve lots of illegal activities since you would be leaving a pretty easy trail for the police to follow if you bought street drugs with a credit card. The trouble with cash is it is pretty hard to trace and keep track of what it is used for.

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Thack

09-10-2007 11:39:08




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 Re: When did cash become a problem? in reply to Jonfarmer, 09-10-2007 09:21:57  
If the crooks could not steal money to buy things they want they would just have to start stealing the TV from your house, the coat from your son, the shoes from your daughter.

I worked in Gary Indiana for a very, very short time, trust me they had no money but instead used the barter system.

In the barter system thay take orders for goods, a guy says he wants a nice stand up air compressor, the punks go to a service station, tie up the owner, kill him, and deliver the compressor.

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Elliot

09-10-2007 09:00:12




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
I know some of you won't like this reply but I believe it to be true. In order for the world to come under a "one world government" cash needs to be eliminated along with the right to bear arms, UN control of the worlds military etc. That ad is just a small step in that direction. No matter who is in the white house in the USA, they seem bent on embracing the "one world government" politics.



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cargocult (CONSERVATIVE)

09-10-2007 16:46:18




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 Right On!! in reply to Elliot, 09-10-2007 09:00:12  
"That ad is just a small step in that direction. No matter who is in the white house in the USA, they seem bent on embracing the "one world government" politics. "

Yep!! Of course, the TV-ADDLED SHEEPLE will b1tch & Bleat about it, but it is true!! They will find out when it is 2 late!! Hopefully, there will be a few of us Who Know What Is Going On to resist!! CC, who is making plans!!



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Doug N

09-10-2007 14:54:42




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 Re: When did cash become a problem? in reply to Elliot, 09-10-2007 09:00:12  
EXACTLY RIGHT Elliot, EXACTLY RIGHT.



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Walt Davies

09-10-2007 09:42:13




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 Re: When did cash become a problem? in reply to Elliot, 09-10-2007 09:00:12  
We call that crap Paranoia out here.
Walt

PS I like my debit card helps a lot when i do my taxes cause I know where all that cash I didn't use went to.



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Elliot

09-10-2007 13:46:24




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 Re: When did cash become a problem? in reply to Walt Davies, 09-10-2007 09:42:13  
You are entitled to your opinion. I don't know where "out here" is but I'm glad I'm not there. I'm equally sure that "out here" is just as glad.



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georgeky

09-10-2007 09:34:56




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 Re: When did cash become a problem? in reply to Elliot, 09-10-2007 09:00:12  
You can have my guns when you pry them from my cold dead fingers. I don't have any cash, but I will keep my guns. If one good guy had a gun at Va Tech he could have saved many lives. Guns do not kill violent thugs do. Guns are inanimate objects and folks who think taking guns from law abiding folks is the answer are at least a half bubble off.



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Lanse

09-10-2007 14:30:06




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 Re: When did cash become a problem? in reply to georgeky, 09-10-2007 09:34:56  
A-men!!!! We had a problem with a little theif here, stole my keys and made off with a screwdriver, did this type of thing all over the place here. got shot at a few days ago and quit.



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ed19

09-10-2007 08:41:19




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
I think it all started when the businesses started hiring people that cant count change! And that takes us back to what kids are learning in school (which is a whole nother rant)



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Chris Jones

09-10-2007 08:31:59




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
I don"t have a problem with cash unless it happens that the person paying with cash waits till everything is rung up then begins to dig in their purse trying to come up with enough bills. Finally you hear them say I know I have 7 cents somewhere and they scrounge and scrounge handing a penny at a time over to the still waiting clerk. Checks can be even worse as someone already mentioned and lets not forget they then need to see id and write down your drivers license number etc. Credit Cards can be quite simple and quick but sometimes merchants systems make them complex. And if it"s a debit card you have to add add to that with the pin thing and the questions of if you want cash back etc.

As with anything people make all the difference.

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Bison

09-10-2007 08:01:11




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
I agree with all of you,but you can not pay every where with a credit card either.
some outfits wont accept them unless you pay a 3% fee on top, not one government agency accepts credit card payment either,just cheques, cash or money orders,at least here in canada that is.
Now you go figger why?



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Eric SEI

09-10-2007 14:20:46




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 Re: When did cash become a problem? in reply to Bison, 09-10-2007 08:01:11  
In the US the credit card agreement bans stores from charging extra. If you get charged extra complain to your credit card company.



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Owen Aaland

09-10-2007 16:26:32




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 Re: When did cash become a problem? in reply to Eric SEI, 09-10-2007 14:20:46  
Isn't it interesting that the government wont let stores recover their credit card costs, but if you pay the government with a credit card they add a service charge to get compensated for the same credit card costs?



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Dave from MN

09-10-2007 06:11:53




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
Ya, know you need to make one of them little you tube video's about that to contradict the card commercial. Some of the you tube stuff is getting more play than most commercials. I wonder why the big push the last few years to get currency OUT of everyones hands and into banks, etc. Can you imagine, ALL your income, from point A to point B, ALL your bills paid from point B to point C, Never having YOUR cash in YOUR hands, ever, then one day power failures nation wide, no one even has checks anymore, no one has any cash except????? . What would we do?? If you lost all internet access and phone access tommorow, and you bank is not releasing any cash because all their records are electronic and their pcs are not working, so they cant verify balances- how you gonna live for that day? How you gonna get by like that for a month, or more. If places do not accept checks, or worse wont except cash, dont shop there, let them know why , and leave, make a statement.

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Spook

09-10-2007 06:10:32




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
I have returned things at TSC, and exchanged items too. Each time I had to go thru the same rigamole, whether I paid cash or not. As far as cash being a problem, I think the feds are trying to eliminate cash. The expansion of credit cards, debit cards and credit card reward programs are the result of federal policies. At some point more than token amounts of cash will be unusaul. Maybe we are there now?

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Doug in IL

09-10-2007 13:07:28




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 Re: When did cash become a problem? in reply to Spook, 09-10-2007 06:10:32  
Cash will never be eliminated. How would all the local, state, and federal politicions, legislators, and bureaucrats get their payoffs and bribes? When I see people paying with credit cards in stores, I figure they probably just don't have any real money. And that most of them are just living off credit and spending beyond their means.



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MF Poor

09-10-2007 06:06:14




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
What's even better is when someone wants to pay with a check. I love it when they wait in line for 5 minutes, then the cashier rings up their purchase, and THEN they start to make out the check while everyone behind them waits, and waits, and waits some more.

Cash AND being considerate are BOTH obsolete apparently.



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Stinky Cheese

09-10-2007 05:49:12




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
I think your experience at TSC and with the manager is typical. I"ll bet he wasn"t chewing gum as he walked away and came back, was he? LOL



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Joe(TX)

09-10-2007 05:38:43




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
Just marketing crap as usual. It takes longer for the server to get wht you order than it does to pay. Thats assuming you can get someone to take your order.



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IaGary

09-10-2007 05:37:30




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
I've seen that ad also and thought the same as you.

If you pay with a card-They swipe the card, wait to see if it accepts, print the ticket, sign the ticket, print the receipt, hand you the receipt, and your on your way.

If you pay with cash-Hand them the cash, they give change with the receipt, and your on your way.

Looks easier or quicker with cash to me.

Gary



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Spook

09-10-2007 06:24:01




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 Re: When did cash become a problem? in reply to IaGary, 09-10-2007 05:37:30  
Yeah, except for the fact that some of today's cash register jockeys can't make change very well. I check my cash change more closely than I check my credit slips. The card scanner has a much lower error rate.



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Ry

09-10-2007 05:24:56




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 Re: When did cash become a problem? in reply to dej(jed), 09-10-2007 05:00:49  
I have felt your pain.



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