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Crawlers, Dozers, Loaders & Backhoes Discussion Forum

Hmmm...what does the insurance companies consider

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CL Sanders

11-10-2005 18:26:01




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I have 5 acres, a garden, a horse and some dogs. Think I could call this a farm?




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VaTom

11-10-2005 19:07:46




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 Re: Hmmm...what does the insurance companies consi in reply to CL Sanders, 11-10-2005 18:26:01  
Sounds reasonable to me. All my "farm" has is trees.

I use a deuce-and-a-half (with dump) that way. Too heavy for non-commercial insurance at 14,000 lbs. Costs me $225/yr for well over the minimum liability coverage. That"s for farm. Covering hauling stone for others would have been considerably more.

I"ve known guys with single axle dump trucks have trouble getting farm designation from their insurance companies.

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CL Sanders

11-10-2005 19:16:31




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 Re: Hmmm...what does the insurance companies consi in reply to VaTom, 11-10-2005 19:07:46  
I have a '52 GMC military duece and a half. It runs great. I suppose I could use it to pull the dozer.



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VaTom

11-11-2005 04:14:07




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 Re: Hmmm...what does the insurance companies consi in reply to CL Sanders, 11-10-2005 19:16:31  
There you go. Especially if it's already insured. Mine's a little newer, turbo diesel. Has no problem with my 22,000 lb. (loaded) trailer. Slow up the hills, but they weren't exactly built for speed.

Drop that huge pintle hook a few inches for civilian height. Turning radius isn't small, but you already knew that. Assuming you're 24 v. like mine, swap for 24 v. trailer bulbs and isolate your controller off of 1 of the batteries and don't forget the circuit breaker.

Originally I used a 3 axle trailer and had a hydraulic controller, which I still like better than electronic. Unfortunately it couldn't handle the extra 2 brakes my new-to-me trailer has.

My deuce has a dump under the bed, but that was installed by the dealer I bought the truck from. Handy, but if you don't need a dump, probably not worth adding. If that does interest you, give a yell and I can send some pics.

When I rebuilt my front axle awhile back, I installed parts packaged in '52, on a '69 Kaiser! I can't imagine a better farm truck. If you only have 6 brakes and want a hydraulic controller, let me know. It's still hooked up, haven't bothered to find a plug for the master cylinder.

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REDEYE

11-11-2005 12:01:31




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 Re: Hmmm...what does the insurance companies consi in reply to VaTom, 11-11-2005 04:14:07  
How hard are those surpluss military trucks on fuel?



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VaTom

11-11-2005 17:20:34




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 Re: Hmmm...what does the insurance companies consi in reply to REDEYE, 11-11-2005 12:01:31  
8 mpg, depending on where you're operating it, in my experience. Off road, less.



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