The answer is whatever the language precisely states in the Insurance Contract. It may state act of God or man made etc etc but what you or I believe or think is fair is of little consequence. About the only thing I recall way back in Law School about Insurance was that THE LANGUAGE CONTROLS and if something in particular is not mentioned as being covered THEN IT ISNT as a matter of strict interpretation. If the language simply covers floods and doesnt distinguish or care the cause of such, my "guess" would be one is covered REGARDLESS if man or God caused the same.
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Today's Featured Article - An Old-Time Tractor Demonstration - by Kim Pratt. Sam was born in rural Kansas in 1926. His dad was a hard-working farmer and the children worked hard everyday to help ends meet. In the rural area he grew up in, the highlight of the week was Saturday when many people took a break from their work to go to town. It was on one such Saturday in the early 1940's when Sam was 16 years old that he ended up in Dennison, Kansas to watch a demonstration of a new tractor being put on by a local dealer. It was an Allis-Chalmers tractor dealership,
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