We had massive damage in St.Cloud, MN 2 acres 12' deep covered with slash and stumps. Hundreds of property damage issues.The following is pure layman's opinion. If the tree is in good health and appears to the common person to be sound, tilting no more than would cause prompt concern, and stable, I think it is considered an act of God and is the responsibility of the person's property insurance on whom it fell. If the tree was noted as defective, rotting, and in poor condition, the issue would likely be complex and settled in court. If the tree was damaged in a storm, but not fallen. Then if it is not taken down by the tree owner, supported or trimmed/stabilized by the tree owner, then I think it is going to be the tree owner's responsibility if a subsequent storm blows it into the neighbors home. What if a boat on a trailer was picked up and smashed into the neighbors garage. Issue would be an act of God. If the boat was placed on end against the fence barely supported, it would be the boat owner's responsibility. My neighbor had a 20 inch ash tip toward my garage 15 degrees from its former vertical beauty. He had the tree removed within 3 days to avoid the liability, though he might have pulled it back to straingt, it would have always been either weak, or had to have a guy wire to hold it up. Jim
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Today's Featured Article - An Old-Time Tractor Demonstration - by Kim Pratt. Sam was born in rural Kansas in 1926. His dad was a hard-working farmer and the children worked hard everyday to help ends meet. In the rural area he grew up in, the highlight of the week was Saturday when many people took a break from their work to go to town. It was on one such Saturday in the early 1940's when Sam was 16 years old that he ended up in Dennison, Kansas to watch a demonstration of a new tractor being put on by a local dealer. It was an Allis-Chalmers tractor dealership,
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