Same here in Alabama. No license, you're at fault period. No insurance go to jail.
The guy who stopped short would have gone to jail, and his vehicle impounded until he proved he had both a license and insurance.
However YOU were obviously following too close.
Back in my youth I had a woman make a U-turn in front of me from the RIGHT LANE! I was riding a motorcycle and T-boned her. Pretty severely injured me. she had insurance (State Farm).... adjuster came to see me in the hospital and tried to settle on the spot for 5K because "well you have major medical insurance, so you're medical bills will be taken care of...)
Anyway the lawsuit read "defendant struck the front most portion of the plaintiff's vehicle with the left side of her vehicle"
5K was a drop in the ocean compared to what the settlement ended up being.
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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