Well, these days there are tons of homes that are worth far less than the mortgage owed on them. Take that into account when considering purchasing. Is that home or property worth what it owed or asked for, and long term, what will it be worth to you, or those after you if the plan is to sell it later before MAKING AN OFFER.
On every home that I have ever owned, the insurance company sent an agent out to take a look at the properties and photo them, particularly the buildings before writing a policy for me. I would imagine that information was filed with the policies for future reference.
Never had I heard of getting real estate attornies involved until my first purchase when I was in illinois. As a seller, perhaps. But as a buyer, the mortgage company told me that they wouldn't stop me from paying the typical fee at the time of about $350 if I wanted to, but in their opinion I would not need to, because if they couldn't get a clear shot at the title, doing their homework first to insure there were no leins, etc, then they would not even offer a mortgage, period. As a seller to protect myself, I have had an attorney. To purchase through a mortgage company, not yet.
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Today's Featured Article - Show Coverage: Godfrey, Illinois Country Days - by Cindy Ladage. Except for last fourth of July's Old Gold show in Springfield, Illinois, I don't remember when it was so hot. Nevertheless, the heat didn't keep vendors and visitors alike from enjoying the third annual Country Day's Event. Jane Elliott said the event was originally a one man show. "Barry Seiler, owner of Country Town Farm Supply store used to invite people up to the Johne Deere store. He would give hats and a free meal for everyone that brings a tractor." Elliott said while this
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