Well, these days there are tons of homes that are worth far less than the mortgage owed on them. Take that into account when considering purchasing. Is that home or property worth what it owed or asked for, and long term, what will it be worth to you, or those after you if the plan is to sell it later before MAKING AN OFFER.
On every home that I have ever owned, the insurance company sent an agent out to take a look at the properties and photo them, particularly the buildings before writing a policy for me. I would imagine that information was filed with the policies for future reference.
Never had I heard of getting real estate attornies involved until my first purchase when I was in illinois. As a seller, perhaps. But as a buyer, the mortgage company told me that they wouldn't stop me from paying the typical fee at the time of about $350 if I wanted to, but in their opinion I would not need to, because if they couldn't get a clear shot at the title, doing their homework first to insure there were no leins, etc, then they would not even offer a mortgage, period. As a seller to protect myself, I have had an attorney. To purchase through a mortgage company, not yet.
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Today's Featured Article - An AC Model M Crawler - by Anthony West. Neil Atkins is a man in his late thirties, a mild and patient character who talks fondly of his farming heritage. He farms around a hundred and fifty acres of arable land, in a village called Southam, located just outside Leamington Spa in Warwickshire. The soil is a rich dark brown and is well looked after. unlike some areas in the midlands it is also fairly flat, broken only by hedgerows and the occasional valley and brook. A copse of wildbreaking silver birch and oak trees surround the top si
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