The value of the home has dropped significantly in the past 5 years I have owned it. When I bought it, it was a foreclosure and now it is worth (according to my assessed property taxes for the year 2012) about half of what I paid for it in February 2007. So it is definitely upside down as far as what I owe on the property. There are no second mortgages that I have, and have never refinanced. The only other debt I have is school loans and my credit card (which unfortunately is higher than it should be due to the battle of finding a job). I cannot afford to hire an attorney, as I just got my first paycheck from the MN DOC, and have spent most on my utilities and paying the credit card bill. The mortgage company (Wells Fargo) put me on a 90-day moratorium in June 2011, which expired in October. I have not made a payment to them since June (because funds would not allow due to the low paying part time job I had obtained during that time).
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Today's Featured Article - George's Fordson Major - by Anthony West (UK). This is a bit of a technical info to add on to the article about George's Major in the "A Towny Goes Plowing" article. George bought his Major from a an implement sale about 18 years ago for £200.00. There is no known history regarding its origins or what service it had done, but the following work was undertaken by Harold alone to bring it up to show standard. From the engine number, it was found that the major was produced late 19
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