Actually most home owners policies have limits on specific coverage - like guns, or jewelry, or other expensive items beyond the "usual". If you have a $200,000 Monet hanging on your wall your home owners policy may only cover $300.
I know my "basic" policy was limited to $1500 in firearms - that covers my AR10 and part of its scope. I had have a rider put in the policy to cover firearms up to $10,000 for both fire and theft.
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Today's Featured Article - Box Plow Blues - by Tom Schwarz. One of the first implements most tractor owners obtain is the box plow. For very little money, this piece of equipment promises to plow and flatten any hill or vale on your ranch road or farm. At least that's what I thought! As simple as a box plow appears, it can be rather challenging to make work correctly. In our sandy soils of Florida, traction is king. You can never have wide enough tires or heavy enough weights to get all the traction you want … unless you own a monster tractor. U
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