I think you should talk to the bank. Banks are very cautious about loaning money today. You will be applying for a commercial loan and need 25-35% down, and have documentation about how you are going to pay the loan back. With todays crop prices, and a good buy, you can cash flow land in some areas. But many areas you can not, and there is no guarantee that crop prices will stay high. That means land is a long term investment, and will not provide supplemental income until it is paid for. I don't know much about farming in new york state, but have heard that in some areas you will struggle to make enough profit to pay the property taxes. Josh
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Today's Featured Article - A City Guy's First Tractor - by Fred Hambrecht. After living in apartments in Atlanta for more years than I care to remember, the wife and I decided to move to the country. Humming "Green Acres is the place for me..." we purchased a 29 acre tract about 60 miles south of Atlanta. Next came the house, I could talk about that ordeal for another two weeks... But, I want to talk about my tractor! We didn't even own a lawnmower, and all of a sudden we had enough grass to feed all the starving children of the bovine world. Naturally, I talked
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