Funny, this topic should come up because I just purchased a 20 year term policy which would allow the remaining (small) balance on the farm to be paid-off with some extra.
I'm 61 and longevity is not on my side of the family so it's a good hedge..
Sure when the kids were growing up and we had the big house sort of speak, my insurance needs were greater. But not now..
I often muse about how much money I saved in insurance premiums by living.. But now at 61 (I am in good health) coverage for the farm and a some extra is needed.
Again my wife will get my pension / social security etc..
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