Pete, just wait till you actually get Cancer!! Iwas diagnosed with stage 2b mucenus adendo carcenoma of the appendix, very rare about 1 in 500.000, and I was statistically speaking too young (usually hits in the 50's, I was 37 in 2006). After surgery and before Chemo, I went for a second opinion to MD Anderson in Houston, TX (one of about 15 or so places in the US for that type of cancer at the time), got accepted and since it is an out-of-network provider, my Oklahoma HealthChoice State plan only pays 50% of allowable. Every time I go for lab, chest x-ray and CT, it runs me gross about 5500 -6000 a pop, just switched to annually, went every six months before. Insurance pays, depending if co-pay and deductable are met somewhere near 1200 or less, the rest is NOT discounted by MDA, but they let me pay it off without interest. No further discount, nothing, I tried. They politely tell me that my bill is already discounted by the share my insurance company pays...LOL (not really!!!) I asked what discount I would get paying cash upfront??: 5%! On the other hand, if I had in-network insurance with them, the bill billed to the insurance company would be about 3800. I offered to pay the difference between what my insurance co. pays and 3800, even 4000, no deal!!!! In all fairness, they changed their re-payment plans to an accelerated payment schedule but I got grandfathered in and was able to add new charges to the old plan. I stopped adding new balances couple years ago because every time I did that, they would raise the monthly amount by another Benjamin. I was told that if your balances become old, 2-3 yrs old and older, they can negotiate deeper discounts, 15-30 %...so I am doing that for now and hope to "negotiate" once my plan charges are paid. Does not make sense!! I currently pay about 22% of my take home every month to MDA! Talked to my Oncologist there last month, told him the situation and he lets me do the tests here in-network in the future, just reviews them at MDA. He was shocked when I confessed the $$ situation. On the other hand, the local tiny county hospital, about 26 beds, still gives $$ discounts for the remaining balance that the insurance does not pay on any services, 10-30%, depending how quickly you pay them!!! What a lot of folks here in the US don't find out is that health insurance companies in Germany and Europe are much, much heavier regulated and still make a profit!! I just hope that none of the folks that scream about the coming changes really get ill, yes, it sounds wonderful to shop for great rates in the open market, but what happens when your available dollars buy you absolutely no coverage? Sure they have a plan for you, but if you can't pay the rates, it's no advantage to be in a capitalistic market. I guess you'll get to move 6 feet under first! And the only one that counts is the winner! Right????? (sorry got a bit onto my soapbox here...).
We sell tractor parts! We have the parts you need to repair your tractor - the right parts. Our low prices and years of research make us your best choice when you need parts. Shop Online Today. [ About Us ]
Today's Featured Article - Identifying Your Tractor - by Staff. Maybe you bought it from a friend who didn't know what kind of tractor it was, or perhaps (and this is every tractor fanatics dream) you stumbled across it in an abandoned field covered with weeds but intact. In any case, you have no idea what the make and/or model is. For awhile perhaps it doesn't really matter. Especially if it runs! But pretty soon you'll probably need to tinker with it a bit and maybe buy a part or too. Having a manual is nice. But how does one go about dete
... [Read Article]
Latest Ad:
Sell 1958 Hi-Altitude Massey Fergerson tractor, original condition. three point hitch pto engine, Runs well, photos available upon request
[More Ads]
All Rights Reserved. Reproduction of any part of this website, including design and content, without written permission is strictly prohibited. Trade Marks and Trade Names contained and used in this Website are those of others, and are used in this Website in a descriptive sense to refer to the products of others. Use of this Web site constitutes acceptance of our User Agreement and Privacy Policy
TRADEMARK DISCLAIMER: Tradenames and Trademarks referred to within Yesterday's Tractor Co. products and within the Yesterday's Tractor Co. websites are the property of their respective trademark holders. None of these trademark holders are affiliated with Yesterday's Tractor Co., our products, or our website nor are we sponsored by them. John Deere and its logos are the registered trademarks of the John Deere Corporation. Agco, Agco Allis, White, Massey Ferguson and their logos are the registered trademarks of AGCO Corporation. Case, Case-IH, Farmall, International Harvester, New Holland and their logos are registered trademarks of CNH Global N.V.