I guess I'll give my opinion. I have 70 acres, 65 tillable that was my Grandparents. I bought it in 2000. I raise 1/2 corn & 1/2 beans. It is a sandy hill farm, all hel land. I have had corn yields from 180 down to 65 bpa and beans from 60 down to 11 bpa, just depends on if it rains or not. I've bought guaranteed revenue coverage every year. Without it, I would probably be renting it out instead of farming it. I've collected 4 times since 2000, more than made up for my premiums. Wouldn't farm without it. As for the piddly 70% you refer to, my corn yield average for crop insurance is 145bpa, and 42bpa for beans. This years figures are as follows:price; $5.65, bushel trigger; 101.5 bushels, acre guarantee $573.48, premiuim $16.13. Beans: price; $12.87, bushel trigger; 29.4 bushels, acre guarantee $378.38; premium; $10.26. That is enough to cover my expenses and farm payment if I should not get a crop. Seems pretty cheap to me. Oh, I didn't collect any for 2012, corn made about 3 bpa above the target, and beans made about 10 bpa above the target. For the year we had, I'm glad for what I could raise. Lots of folks in central and southern Ill. didn't have ANYTHING to harvest. I will keep buying it as long as they sell it. Chris
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Today's Featured Article - Gatherin of the Orange - by Rick Nikolich. In July of 1998 I was talking to fellow Allis Chalmers collector Mike Schilling about the annual "Gathering of The Orange" AC show coming up in August of 1999. He got this wild idea that we should get a convoy of AC tractors and drive them from Charlotte, Michigan 105 miles to LaGrange, Indiana.
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