I had a similar experience wth my father. We had deeded his land to myself and my son more than 5 years before putting him in the nursing home, so his real estate was protected.
His money was left in his name, if I had told him we need to take care of this also more than 5 years before the nursing home he would have agreed, but I felt like it was his and I did not want him to feel like he had nothing left.
After I checked him in the nursing home I was told I needed to visit the Department of Human Services for advice on how his cash could be spent. The lady I spoke with said I could spend the cash on what was needed to take care of him and his funeral. What it meant to take care of him was his clothes, medicine, medicare supplement insurance, etc. I paid for his funeral and let me tell you, I spared no expense. He had the best casket, vault, tombstone, etc that was offered. I felt like this was the only way I could let him take advantage of all those years of work. As it all played out my Dad died before he outlived his money.
The hardest part of this process was we live in a small town and know everyone. This being said I watched the folks who had never thought about tomorrow or took care of their money get their nursing home bill paid for by our government while I wrote a check for my Dad's care every month. I did not and still do not think this is fair to those who work and save for their future. The only thing I could get through my head in a positive way, was a thought I had the night he passed away----He paid his own DAMNED way with no help from no one, not even the government. Best of luck....
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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