Insurance is a regulated industry. Why? To try to require some amount of fiscal responsibility at the insurance company, so they don't lose the money or spend the money or steal the money....so there is still some money there when your claim comes due.
Perhaps there was an actual insurance policy behind this, but if it was just a service contract with a funeral home there is no way to be sure that they will still be in business when you pass away. My home town has had 5 different Funeral Dirctors in my lifetime.
It is like a 50 year warranty with a roofing company! What are the odds that Joe the roofer will still be roofing in 30 years?
There are reasons why we need rules, laws and regulations in our society.
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Today's Featured Article - A Brief History of Tractors in Australia - by Bob Kavanagh. After Captain Cook's exploration of the east coast in 1770 the British Government decided to establish a penal colony in Australia. The first fleet arrived in 1788 and consisted mainly of convicts who were poorly equipped and new little of farming techniques. The colony remained far from self-supporting and it was not until the early 1800's that things started to improve. Free settlers started to arrive, they followed the explorers across the mountains and where land was suitable set up farms. T
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