They will calculate your estimated date of death based on your age now and your health. They then set your monthly payment so that they have paid you no more than 75% of the equity you have in your place at present evaluation. If you die earlier (which they hope for) they will do even better. One must remember, they are in this business to make money, not to help you or anyone else. You will never "outlive" their calculations. That would be very stupid of them. Kinda like the rich tycoon talking you into letting him take out a $500,000 life policy on you at age 70 and listing him as beneficiary and he will pay you $ 500 per month as long as you live just for the privilege. Once you see ALL the figures and conditions (you will be responsable for all upkeep and repairs to keep the house in "as contracted" condition) I think you will seek another way to do accomplish your goal. Just another "legal but preditory" business. Not just an opinion but we've looked into it for my mother-in-law who was sucked in by the fancy "celebrity" sales force on TV.
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Today's Featured Article - Usin Your Implements: Bucket Loader - by Curtis Von Fange. Introduction: Dad was raised during the depression years of the thirties. As a kid he worked part time on a farm in Kansas doing many of the manual chores. Some of the more successful farmers of that day had a new time saving device called a tractor. It increased the farm productivity and, in general, made life easier because more work could be done with this 'mechanical beast'. My dad dreamed that some day he would have his own tractor with every implement he could get. When he rea
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