We use an independent insurance agency; they are very good and often tell the insurance company what to do - and what is legal in this state and what is not legal.
Sometimes insurance companies will raise the rates just because they think they can get away with it.
When ag equipment manufacturers started getting notice of huge increase in liability premiums, we worked through the manufacturer's association and were able to prove that none of the manufacturers had a claim against their company in the last 20 years, we went after the insurance companies to prove their data they used to increase rates.
The insuance companies response was: "Forget the rate increase notices; it is not going to happen." I doubt that they ever had any data to support a rate increase; they just thought that they could get away with it and the industry wouldn't fight back.
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Today's Featured Article - The Niagra View Mobile - Powered by a 1959 Ford Tractor - by Mark Massey. In 1959 the Niagara Frontier Transit Inc. of Buffalo, New York designed and built six Viewmobiles for the Niagara Frontier Sightseeing Inc. for use as a sightseeing ride at the Niagara Falls State Park, Niagara Falls, New York, powered by a 1959 Ford 611 Tractor.
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