I have read similar advice from many money mangers but never really figured out why I would need my current income to retire on if I live on less than a third of my current income now? Plus everything I own is paid for, my current company retirement, which is made and maxed out, will pay me about half of what I make now, I have retirement accounts and savings and income producing cattle etc. Granted, illness may strike, if illness strikes me and its bad I'll just croak instead of pay but if it is my Wife I would pay. Otherwise I don't get the need to match my current income in retirement, I mean where does it end, how about if a persons income substantially increases 3-5 years before retirement?
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Today's Featured Article - An Old-Time Tractor Demonstration - by Kim Pratt. Sam was born in rural Kansas in 1926. His dad was a hard-working farmer and the children worked hard everyday to help ends meet. In the rural area he grew up in, the highlight of the week was Saturday when many people took a break from their work to go to town. It was on one such Saturday in the early 1940's when Sam was 16 years old that he ended up in Dennison, Kansas to watch a demonstration of a new tractor being put on by a local dealer. It was an Allis-Chalmers tractor dealership,
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