In Indiana, if a tree is dead and it falls on your neighbors house, it's your fault and your insurance will pay. I have heard of a guy who bought a new house and his insurance company canceled his policy because of old trees. If tree is alive, falls on neighbors house, it called an act of God.
As for trampoline, swimming pool, and ugly breed of dogs some insurance companies will have an issue.
If a landlord allows a tenant to have a dog, trampoline, or swimming pool and something happens, the landlord pays because he allowed the tenant to have them. Tenant's Dog bites someone, landlord pays. Someone drowns in a pool, landlord pays. Someone is injured on trampoline, landlord pays.
My insurance company asked me if I allow my tenants to have Dogs, trampolines and pools. I said, Yes, Tenant's Pit bull loves jumping on trampoline, then dives in the pool.
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Today's Featured Article - A City Guy's First Tractor - by Fred Hambrecht. After living in apartments in Atlanta for more years than I care to remember, the wife and I decided to move to the country. Humming "Green Acres is the place for me..." we purchased a 29 acre tract about 60 miles south of Atlanta. Next came the house, I could talk about that ordeal for another two weeks... But, I want to talk about my tractor! We didn't even own a lawnmower, and all of a sudden we had enough grass to feed all the starving children of the bovine world. Naturally, I talked
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