That's why one can never just listen to the "broker" in charge of your money as he is basing his advice on the fact you are going to live forever and not draw on it until he himself has retired and doesn't care anymore. One and one half years before I retired from company, I "froze" my account. Basically put it all into income preservation funds that drew a guaranteed 3% and I was vested 100% and getting a 75% match from company plus profit sharing from company. All told I was getting 100% on my out of pocket investment every 1/4. That is good enough for me that close to retirement and absolutely zero recovery time from a dip. They (brokers) treat everyone like they are 30 and have forever to recover from things like '05/'07 or 9-11.
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Today's Featured Article - Show Coverage: Godfrey, Illinois Country Days - by Cindy Ladage. Except for last fourth of July's Old Gold show in Springfield, Illinois, I don't remember when it was so hot. Nevertheless, the heat didn't keep vendors and visitors alike from enjoying the third annual Country Day's Event. Jane Elliott said the event was originally a one man show. "Barry Seiler, owner of Country Town Farm Supply store used to invite people up to the Johne Deere store. He would give hats and a free meal for everyone that brings a tractor." Elliott said while this
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