30 + years ago a country bank knew me and I could borrow money over the phone. NOW they're corporate and every decision has to go through the process that takes too long. My bank now turns over bankers so often I don't even try to know any of them. My experience for the last 20 years or so is that if I really needed the money bank would say no. When I was flush, they seem to know, they're offering me money.
Why would I go through the banks application process to buy a car when my dealer can get me approved in 30 minutes or less.
It's far easier for me to use a credit card now than going through the banks process.
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Today's Featured Article - Box Plow Blues - by Tom Schwarz. One of the first implements most tractor owners obtain is the box plow. For very little money, this piece of equipment promises to plow and flatten any hill or vale on your ranch road or farm. At least that's what I thought! As simple as a box plow appears, it can be rather challenging to make work correctly. In our sandy soils of Florida, traction is king. You can never have wide enough tires or heavy enough weights to get all the traction you want … unless you own a monster tractor. U
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