The penalty, per my understanding, is $95 for each adult and $47.50 for each child, but not more than $285 total per family. This is a 2014 amount, 2015 will be higher. I believe I had an e-mail from IRS about some possible first year waivers but no sure on that. The thing is, no one has come in here so far this year who did not have insurance. So I am reciting from "book learning" on this topic as opposed to experience. Experience leaves a more lasting impression. Once I get a couple in, I will look into the waivers and then I will have a better idea.
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Today's Featured Article - Oliver 550 Purchaser Checklist - by Greg Sheppard. Pound for pound the 550 is better than anything I've seen. It has great power for its size and can really hunker down and lug. Classified as a 3-bottom plow depending on soil conditions. I personally don't think it can be beat for a utility tractor in the 40 HP range. They are extremely thrifty on fuel, at least my DSL is. Most drive train parts are fairly easy to get. Sheet metal is probably the hardest thing to
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