Posted by JOB on March 11, 2015 at 13:48:49 from (74.36.129.20):
In Reply to: Financial Advisor???? posted by JD Farmer on March 11, 2015 at 06:07:45:
Finical adviser's sell you what ever they can make the most money on, you come last. Do not get sucked into annuity's, They are not a growth product. The salesman gets 7% or better for the sale and your annuity is capped at 2.5% or 3% or else they charge huge management fees. An annuity does not even keep up with inflation. The salesman will lie to you and tell you how you are going to make 10% or better. The only thing is, you will not lose your principal. And your money is tied up for a long time, if you want it out early you pay huge surrender charges. That has been my experience.
A bank as suggested and other firms charge 1% of portfolio value. Others charge a little more.
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