No, all you need is enough credit to get the loan. I see people making min wage or a little more with new trucks. It's not because they have a great job, it's because they can swing a 72 month payment plan.
Maye things are better where you are. We never had any real "good times" up here when the rest of the country was rolling in dough. Yes, there are lots of new cars sold- to service men (we live near Ft Drum), gov't employees, municipal employees, people in healthcare or it's related industries. But you don't see too much in the "new" anything area outside of those folks. Maybe that's a "recovery" to some folks, but when my neighbors are sweating out the falling price of milk and others are working 2 or 3 part time jobs it's not what I'd consider a return to prosperity.
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Today's Featured Article - A Brief History of Tractors in Australia - by Bob Kavanagh. After Captain Cook's exploration of the east coast in 1770 the British Government decided to establish a penal colony in Australia. The first fleet arrived in 1788 and consisted mainly of convicts who were poorly equipped and new little of farming techniques. The colony remained far from self-supporting and it was not until the early 1800's that things started to improve. Free settlers started to arrive, they followed the explorers across the mountains and where land was suitable set up farms. T
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