Most buyers would want to choose their own insurance and would not want the dealer's insurance unless it was almost free.
Arson would be a very high risk for the dealer. In a bad crop year there could be a lot of "accidental" fires if too many buyers can't make their payments and need to find an easy way to get out of their purchases. Because of the arson risk, insurance rates would probably be higher for the dealer than for the individual buyers.
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Today's Featured Article - The Niagra View Mobile - Powered by a 1959 Ford Tractor - by Mark Massey. In 1959 the Niagara Frontier Transit Inc. of Buffalo, New York designed and built six Viewmobiles for the Niagara Frontier Sightseeing Inc. for use as a sightseeing ride at the Niagara Falls State Park, Niagara Falls, New York, powered by a 1959 Ford 611 Tractor.
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