Of course they are not free. They are paid for by the nearly 30% interest rate and transaction fees from the retailers. The whole idea is to suck in the users to run up balances and make minimum payments - a sure formula to lead folks into bankruptcy. They can afford to offer those sucker baits like "cash back" for using the card. Next thing you know, folks are paying off a $100 purchase for 10 years at $5 a month with the interest rolling up like the national debt. The fees that they get from merchants is just so much more ice cream for them.
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Today's Featured Article - Museum Coverage: The Stuttgart Agricultural Museum - by Cindy Ladage. While cold wind was blowing back in Illinois, in Arkansas, daffodils were in bloom, and the Magnolia trees were adorned with fragrant blossoms. Stuttgart, Arkansas was the site of this year's winter Minneapolis Moline Collector's show February 25-27, 1999. The show was held at the Oliver Museum created by Don Oliver, the pioneer of the four wheel drive tractor. Oliver along with Gale Stroh and Kenneth Bull using Minneapolis Moline tractors and parts created what has become known as
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