You should not make any reference to the rent being tied to the insurance and taxes. He might later be able to prove that he had in essence paid the taxes and insurance, and had maintained and live in the property. The court could award him ownership. Make sure rent is rent, not tied to any amount of anything else. Get a formal rental signed and proper. He contends he has the right to live there without rent, you have to be able to prove later that is was/is only a legal renter. I would set the rent at least $400 to $500 per month. If you rent at an amount inconsistent with normal and prudent rental rates, it implies there were other considerations, which could lead to big legal troubles. So imho you have 2 choices; the best is get him out now; the second best is real rental, legal and binding. Tom
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