You missed my point. I did not say that I carried collision insurance. What I meant was that if somebody damages my car in a parking lot (just as an example), and basically dents a fender, his/her insurance would then be obligated to pay for my damages. They would then appraise my car, pay me a little pocket change, and then want to take my car. I would then need to buy back the salvage rights, and in order to get it retitled and re-registered, I would have to go through the whole procedure of having to have the car re-certified as roadworthy - OVER A DENTED FENDER!!!!! Doesn't seem right to me.
I would NEVER carry collision insurance on a car over 10 years old. You are right in that respect - the value of the car would be less than the insurance premium.
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Today's Featured Article - Usin Your Implements: Bucket Loader - by Curtis Von Fange. Introduction: Dad was raised during the depression years of the thirties. As a kid he worked part time on a farm in Kansas doing many of the manual chores. Some of the more successful farmers of that day had a new time saving device called a tractor. It increased the farm productivity and, in general, made life easier because more work could be done with this 'mechanical beast'. My dad dreamed that some day he would have his own tractor with every implement he could get. When he rea
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