Posted by sparepartsTN on February 13, 2016 at 00:41:36 from (98.87.27.172):
In Reply to: Insurance rate hikes posted by Ron-MO on February 12, 2016 at 07:02:53:
Property and pickup insurance just came due, am switching companies again. I had Allstate for nine years here and a lot of years in my other house up north. They were good at first but kept increasing the value of my house every year. I paid a little over a hundred thousand for this place, they were trying to tell me that it would cost two hundred thousand to rebuild the house, this was just after the housing crash when contractors were desperate for work and prices were cheap. Every year I made them reduce the quoted value of the house so that I could afford the premium, finally got tired of their game and said bye. Independent agent found another company with less premium for house and half price for truck, OK. New company sent an inspector a month after I bought the policy, TOLD me to build a deck and some other changes to keep them happy, I told them the policy is paid, the property is paid(no mortgage) and I am not required to have insurance. Agent called last week, company wouldn't renew so she found me another national company with good rates but higher, I called the Allstate agent for comparison, my agent is still way lower.
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