I don't know the details of what happened here but if his loss is greater than the insurance coverage the responsible party is still responsible for the additional amount. the girl may have to fork over money out of her pocket to provide complete restitution if she has the funds or have family or friends that are willing to help her. Worker's compensation should be available until the doctor has released the injured party. State laws vary but these are general rules that apply to most any state. I worked as an insurance adjuster for over 40 years and know many companies don't want to share everything with the employee for fear there WC rates will rise. Also, some companies are self-insured but still have to abide by certain rules. If this is a car accident he may have underinsured motorist coverage which can pick up what is over the 3rd parties insurance coverage. The companies I worked for always told us to explain everything in detail-options and coverage-otherwise could be subject to "bad faith" lawsuits.
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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