Posted by Ron-MO on March 23, 2016 at 08:56:18 from (108.171.131.170):
In Reply to: Speaking of rip offs posted by jayinny on March 22, 2016 at 22:50:59:
I agree, liability portion should be only one time, not for each vehicle you own, and you can only drive one at a time anyhow. Good example is my daily drive is liability only insured, yet I also pay liability on a newer truck that sits over 90% of the time in my garage. Pretty sweet deal for my insurance company since there is very little risk of it damaging anyone elses property. At one time, I had an older muscle car that was not driven during the winter months, and I actually dropped liability coverage during the winter, then reinstated in the spring, and kept a stated value coverage on it all year. I recall I had to switch companies to get that coverage, and it was really fairly inexpensive in comparison to regular comprehensive coverage. Might be a good option if a vehicle is paid for, as the lenders want to see that comp coverage on their vehicles. No doubt, insurance is a huge rip-off to most, but especially those who own lower mileage older vehicles carrying full coverage insurance. You literally pay for the vehicle in their rates in a short time, then if you do total the vehicle they want to pay what amounts to scrap price for it.
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Today's Featured Article - An Old-Time Tractor Demonstration - by Kim Pratt. Sam was born in rural Kansas in 1926. His dad was a hard-working farmer and the children worked hard everyday to help ends meet. In the rural area he grew up in, the highlight of the week was Saturday when many people took a break from their work to go to town. It was on one such Saturday in the early 1940's when Sam was 16 years old that he ended up in Dennison, Kansas to watch a demonstration of a new tractor being put on by a local dealer. It was an Allis-Chalmers tractor dealership,
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