I've bought one vehicle with it and now I don't. It depends upon your circumstances, back in 96 I had just changed jobs due to layoff and the new job included a lot of travel. I wanted the wife's car to be dependable. So I bought the warranty in case of issues when I was out of town, and to avoid large expenses until I got some time on the new job. The vehicle was a dependable one but had a couple issues in the extended warranty period, so I guess I maybe broke even dollar-wise, but the peace of mind was worth something to me. Now I don't buy the the extended warranty, I'm home all the time to deal with those kind of issues and much better off financially in case of big repair expenses. This year we purchased a new car but kept the old one (with 200k they wouldn't give me anything for it anyway, and its still a good reliable car) so its a spare in case we have one of the others that needs service.
In my experience if you can work on your own stuff, having a good spare vehicle is probably better insurance than the warranty because license and insurance is usually cheap on it, and it gets you time to deal with the issues without being down a critical vehicle.
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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