I have a TO30, which very very similar to your TO20. I use mine for mowing quite a bit.
You definitely should have an over running clutch. You probably want some type of slip clutch or shear bolt on the mower if it doesn't have such a thing. It will save the tractor and/or the mower if you happen to hit something while mowing.
As far as being able to independently control the PTO and the hydraulics... probably almost anything is possible with enough money and some very skilled labor, but it is not easy and likely not worth while. The best approach if you wanted it would be to install a second hydraulic pump somewhere and plumb the 3 point hydraulics off of that. I've not seen one in person, but I have seen pictures and diagrams of those who have done it.
But, I have a tractor like yours and mow with it regularly. Would a newer one be more convenient from time to time? Yes. But I get everything done quite nicely with my TO30. And, frankly, I quite like the tractor after the years of owning it (my first and only tractor--so far).
Hop down to the Ferguson Forum for lots of help with your Ferguson from those who own and love them.
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