Posted by Fatjay on November 17, 2016 at 11:54:39 from (108.2.211.44):
In Reply to: A living wage posted by John in La on November 17, 2016 at 06:29:28:
10 years ago I lived off $20/hr in a nice house with yard and kids. Money wasn't gushing, no new mercedes in the driveway, and no eating out every weekend, but we lived, were comfortable, and happy. Some people can't appreciate what they have, and can't get out of the "grass is always greener" mindset when they see what others have, and want to buy it now.
I'm 34 and have owned my house for 10 years. I never financed a car until earlier this year, but the only reason I did it instead of paying cash was to build up some credit. 3 months ago I got my first credit card, just for the freebies. Just because it has a $5000 credit limit doesn't mean I have $5000 in free dollars to spend, I'll never spend more than what's in the checking/savings accounts. Aside from my house, I'll never owe more than I can pay in cash. Keeping my wife in that mindset is a challenge sometimes, but this is why people get in trouble.
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