I went through this same process when I was about to turn 62. I did not factor in any theoretical 2% increases ( which have NOT occurred in recent years BTW) but used current day figures from the Social Security Administration. For me, the breakeven point in dollars received would occur at age 79.5 . If I made it to 85 I would be way ahead in dollars received by taking early retirement. My family's history doesn't have many in it that made it past 80. I knew many people younger than myself who have already passed. So, I retired at 62. I continued to work part time (almost full time at first), and still do yet at a reduced pace, and have never had one regret. We have had more time to enjoy our remaining years. That was four years ago. I'm glad I retired early. The reduced stress might just make me live longer too.
I did not factor in any theoretical 2% increases in any of the numbers because I learned a long time ago to not count my chickens before the eggs hatched. I used real numbers.
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Today's Featured Article - The Nuts and Bolts of Fasteners - Part 2 - by Curtis Von Fange. In our previous article we discussed capscrews, bolts, and nuts along with their relative hardness and thread sizes. In this segment we will finish up on our fasteners and then work with ways to keep them from loosening up in the field. Capscrews, bolts and nuts are not the only means of holding two parts together. When dealing with thinner metals like sheet tin, a long bolt and
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