Flood insurance has very strict limits. Such as it does not take effect for 30 days. It also has amount limits that may not cover bigger houses 100%. But if your coverage is in force you are covered from a flood.
Another tricky thing about flood insurance when you live near a coast. Flood insurance covers rising water only. In a hurricane it can be iffy if the water damage was caused by flooding water or storm surge. Now you have two insurance companies fighting over who has to pay.
The big problem in Houston is going to be while these people live within miles of a coast most of they did not have flood insurance. And really why would you with a compassionate government like we have.
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Today's Featured Article - A Brief History of Tractors in Australia - by Bob Kavanagh. After Captain Cook's exploration of the east coast in 1770 the British Government decided to establish a penal colony in Australia. The first fleet arrived in 1788 and consisted mainly of convicts who were poorly equipped and new little of farming techniques. The colony remained far from self-supporting and it was not until the early 1800's that things started to improve. Free settlers started to arrive, they followed the explorers across the mountains and where land was suitable set up farms. T
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