If the owner knows the horse was on the road, and that the car swerved to avoid it, the right thing to do is pay up but do not admit fault. If the horse was loose, but there's no proof it was on the road, and no proof the damage to the car was from swerving to avoid it, then it's a tough call. The owner of the car may have seen the horse was loose, butnot necessarily on the road, and may be using it as a chance to get his damaged car fixed on someone else's dime.
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Today's Featured Article - Usin Your Implements: Bucket Loader - by Curtis Von Fange. Introduction: Dad was raised during the depression years of the thirties. As a kid he worked part time on a farm in Kansas doing many of the manual chores. Some of the more successful farmers of that day had a new time saving device called a tractor. It increased the farm productivity and, in general, made life easier because more work could be done with this 'mechanical beast'. My dad dreamed that some day he would have his own tractor with every implement he could get. When he rea
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