We had all of our insurance with American Family for years, vehicles, homeowners, personal liability, etc., and never gave it a thought. Then last spring we refinanced our acreage to get a significantly lower interest rate and the people at Wells Fargo were appalled at how much we were paying for insurance.
The upshot was, I contacted a gal at a local independent agency and she got us the same coverage for about half the price. Like with anything else, it pays to shop around.
BTW, a couple of years ago, I was a co-defendant in a $115 million lawsuit and American Family had no end of reasons to bail out on the personal liability. The outcome was, the lawsuit was dismissed by the District Court and the Nebraska Attorney General's office barred the plaintiff from filing any more lawsuits in the State of Nebraska. It got my attention at the time, though.
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Today's Featured Article - A Farmall Story - by Ed Meadors. The year was 1978. Our young family had recently moved to rural Chesapeake, Virginia to a plot of land which would finally allow us to realize our dreams of a huge garden, critters and more lawn and pasture than we would ever use! We needed a TRACTOR; not a riding mower or tractor wannabe, but a real TRACTOR. The answer to our needs materialized in the form of a '44 Farmall A, complete with cultivators, discs, single plow, a 5ft.Woods belly mower and one, mounted spare 9.00x24 rear wheel.
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