Being in as rural area as your in, I would second/third for staying teaching a little longer. At least until 55 or so. Your maxing out your income right now. Pay everything off, grow the nest egg a little more. I am willing to bet your in the top 25% of the wage earners in your county. So there is not going to be many non teaching jobs with hardly any benefits or reasonable wages. Just a fact. You have been insulated from the health care costs and lack of retirement the majority of the people in your area experience.
There just are not many options in your area. I bet the true unemployment number is 25% or higher. So finding a secondary income at your age is slim bet.
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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