Here in Ky. uninsured insurance is required, its not an option. However underinsured is not required but a must have. I personally know 2 parties who were involved in car crashes totally caused by the other driver who had barely enough insurance to still be driving a car, and who was to all intents and purposes judgement proof. without underinsured coverage the costs personally would have been bankrupting. In one case the cost of the helicopter ride to an out of state hospital( don't get me started on that) was 54,000 dollars.
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Today's Featured Article - The Niagra View Mobile - Powered by a 1959 Ford Tractor - by Mark Massey. In 1959 the Niagara Frontier Transit Inc. of Buffalo, New York designed and built six Viewmobiles for the Niagara Frontier Sightseeing Inc. for use as a sightseeing ride at the Niagara Falls State Park, Niagara Falls, New York, powered by a 1959 Ford 611 Tractor.
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